12-Week Curriculum Series · 3 Volumes

Break the Cycle.

A Financial Literacy Curriculum Series · EWALK Holdings

A three-volume financial literacy curriculum built for schools, government agencies, faith communities, and families ready to end the generational pattern. Standards-aligned. Grant-eligible. Built from lived experience.

Jump$tart Aligned CEE Standards CFPB Aligned HUD Aligned Title I Eligible
Join the Waitlist — Series Releasing 2026
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You're on the list. We'll notify you when the series is available.
No purchase required. Notification only.
Volume I
Foundation & Stewardship
Where wealth begins — budget mastery, debt strategy, and the mindset shift that makes everything else possible.
Weeks 1–4
Volume II
Strength & Generosity
Building real financial strength — investing, insurance, giving, and the community accountability structures that sustain it.
Weeks 5–8
Volume III
Legacy & Inheritance
The final chapter — estate planning, legacy documents, wealth transfer, and the conversations every family needs to have.
Weeks 9–12
The Origin
"The information that builds generational wealth has always existed. The problem was never complexity. The problem was access."

Most financial literacy programs are built by people who've never been on the wrong side of a budget. They use the right vocabulary, cite the right research, and produce content that feels perfectly complete to someone who never needed it.

Break the Cycle was written differently. It was authored from the inside of the experience — by a man who navigated simultaneous bankruptcy, foreclosure, and bereavement, rebuilt to zero debt, and spent 40+ years guiding families through the most complex financial decisions of their lives.

The result is a 12-week curriculum that doesn't talk down to its audience. It meets families, students, and communities exactly where they are — and gives them a structured path out.

Three volumes. Twelve weeks. One direction: forward.

The Series

Three volumes.
One complete arc.

Each volume builds directly on the last. You can't skip to inheritance if you haven't built the foundation. The curriculum is sequenced deliberately — because that's how wealth actually works.

I
Volume I · Weeks 1–4
Foundation & Stewardship
Where everything begins. Before you can invest, you need a budget. Before you can build, you need to stop leaking. Volume I builds the financial foundation that makes everything else in the series possible.
The truth about where money goes
Zero-based budgeting for real families
Debt: types, sequencing, and elimination
Emergency funds and financial margin
Stewardship as a wealth-building mindset
II
Volume II · Weeks 5–8
Strength & Generosity
Once the foundation is solid, you build. Volume II takes participants from financial stability into real wealth-building — investing, protection, and the counterintuitive role generosity plays in long-term financial health.
How markets work — demystified
Index funds, retirement accounts, first investments
Insurance as a wealth protection tool
Giving, tithing, and community accountability
Building income streams beyond your paycheck
III
Volume III · Weeks 9–12
Legacy & Inheritance
Wealth without a plan disappears in one generation. Volume III is the conversation most financial curricula skip entirely — because it requires confronting mortality, family dynamics, and the decisions that outlast you.
Wills, trusts, and what actually transfers wealth
Beneficiary designations: the document most people get wrong
The legacy conversation every family needs
Passing down financial literacy, not just money
Building a family financial legacy document
Standards & Eligibility

Built to standards.
Ready to deploy.

Break the Cycle is explicitly aligned to the national financial literacy standards that school districts, government agencies, and foundation grantors require — making institutional adoption straightforward and grant-funded deployment eligible from day one.

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Jump$tart Coalition Standards
National financial literacy standards for K–12. Break the Cycle maps directly to Jump$tart competency areas across all three volumes.
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Council for Economic Education (CEE)
CEE Voluntary National Content Standards in Economics alignment documented. Supports school district adoption and state mandate compliance.
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CFPB Financial Education Framework
Consumer Financial Protection Bureau programmatic alignment makes the curriculum eligible for CFPB grant-funded deployment and federal financial education initiatives.
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HUD Housing Counseling Standards
HUD alignment opens deployment through housing counseling agencies, CDBG-funded community programs, and HUD-approved financial counseling networks.
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Title I, Part A — ESEA/ESSA Eligible
Break the Cycle qualifies for Title I family engagement funding. School districts can adopt using existing federal education dollars without new appropriations.
Deployment Channels
The curriculum is built for flexible delivery across five institutional channels — in-person, licensed, and grant-funded.
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K–12 School Districts
Title I eligible · District-wide adoption · Parent night programming
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Government Agencies
HUD · DOL · SNAP-Ed · Municipal family empowerment programs
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Faith Communities
Small-group study · Congregational stewardship · Financial discipleship
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Nonprofits & Libraries
Community centers · Public libraries · Credit union programs
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Families Direct
Individual purchase · Home study · Legacii platform integration
All deployment formats include facilitator guides, participant workbooks, and outcome tracking documentation for grant reporting compliance.
Who It Serves

Two audiences.
One curriculum.

Break the Cycle is designed for institutional deployment and direct family use simultaneously. The same curriculum that a school district licenses for parent nights is the same series a family reads at the kitchen table.

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Institutional Adopters
For the organization that serves them.
School districts, government agencies, faith organizations, nonprofits, and community programs looking for a standards-aligned, grant-eligible financial literacy curriculum they can deploy at scale — without building it from scratch.
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Standards-aligned — no curriculum review required
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Grant-eligible deployment documentation included
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Outcome tracking built in for grant reporting
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Facilitator guides and training available
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Flexible licensing — school, district, or regional
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Families & Communities
For the family ready to start.
Individuals, parents, and families who want the same structured 12-week financial transformation — without waiting for their school district or church to offer it. Designed for independent use, small group study, or alongside Legacii membership.
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Self-directed — no facilitator required
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Small group and family study guides included
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Faith-neutral main text, faith-integrated guides available
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Pairs with Legacii platform for digital reinforcement
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Works at any income level, any starting point
Licensing & Adoption

Three ways to
bring it in.

Break the Cycle is available through three licensing models — built for different organizational scales, budget structures, and deployment contexts. All licensing includes facilitator materials and outcome documentation.

Individual / Family
Direct Purchase
All three volumes available for individual purchase. Designed for self-directed use, small group study, or family home study. No facilitator required.
All 3 volumes (print or digital)
Participant workbooks
Family study guide
Access to Legacii platform (discounted)
Organizational License
Institutional Adoption
For faith communities, nonprofits, libraries, and small agencies deploying to groups. Includes facilitator certification, reproducible materials, and outcome reporting templates.
Curriculum license for your organization
Facilitator guide + certification pathway
Reproducible participant materials
Outcome tracking + grant reporting docs
EWALK support for first cohort
District / Agency License
Government & District Scale
For school districts, government agencies, and multi-site organizations. Full adoption package including grant proposal support, standards alignment documentation, and multi-site deployment coordination.
Multi-site curriculum license
Standards alignment documentation package
Grant proposal support (Sub 05 Grant Writing)
Title I / CDBG deployment documentation
Facilitator training for district staff
Dedicated EWALK partnership contact
Releasing 2026

Be the first to
break the cycle.

The Break the Cycle curriculum series is releasing in 2026. Join the waitlist to be notified at launch — whether you're an individual, a faith leader, a school coordinator, or a government program officer.

📖
You're on the list.
We'll reach out at launch with purchasing and licensing information. If you selected institution, an EWALK team member will follow up personally.
No purchase required. Notification + licensing information at launch.
Break the Cycle is a subsidiary curriculum of EWALK Holdings LLC · Mountainside, NJ
eW3 EWALK Holdings